Road safety is an important subject that should be given much attention with the rising number of road accidents. In case of a car accident, the insurance companies the biggest losers as they have to offer compensation to the injured parties. Since insurance companies are usually hesitant to offer a claim after an accident, you can better your chances by having dash cams in your entire fleet. Just from the name, a dash cam is a small camera commonly fitted on the windscreen or dashboard. It is usually connected to the engine and starts recording your journey immediately after ignition. Dash cams have proved to be the perfect way to deal with insurance disputes as they are tamper-proof and act as a credible source of evidence regarding an accident. The use of dash cams is growing by many fleet owners as they are available in the market at an affordable price. Read on to learn why it is important to install dash cams on your fleet.
A claim must be supported by relevant pieces of evidence so that it can be approved by an insurer. After the accident, the insurance company agents will investigate to establish the cause of the accidents. To avoid the hassle of convincing the insurance provider to approve your claim, you should provide videos collected by your dash cams. One of the issues that insurance companies face is falsified and inflated claims, and this can be avoided with dash cams. Therefore, one of the reasons why you should consider installing dash cams on your fleet is to lower insurance disputes. There will be no need to wait for several weeks to get a payout if videos are available as evidence.
According to studies, dash cams helps in boosting road safety. Car accidents are reported almost every day despite the road safety measures and policies in place. Mostly, a driver is usually at fault. Drivers will be more cautious on the road if there is a dash cam. The factor that drivers will be more careful means that insurance payouts will be minimal.
New dash cams have a feature that records when a vehicle moves. In case of a company fleet, you can tell the cars that are unattended to. Installing dash cams can make the insurer to revise your insurance premiums downwards. Several factors are considered when determining the insurance premiums, and one of them is the risk level. Your fleet will be safer on the road if they have dash cams. The last reason to equip your fleet with dash cams is to avoid wrongful tickets. Now that you understand the importance of dash cams on a fleet, you should not invest in them.